Side-by-side · Q2 2026 data
The First National Bank of Stanton vs West Texas National Bank
Metric by metric
| Measure | The First National Bank of Stanton | West Texas National Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 64 (stronger) | 44 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 63 (stronger) | 50 |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 88th | 21st |
| Total assets | $394.9M | $2.9B |
| Deposits / shares | $328.4M | $2.6B |
| Capital ratio | 17.49% (stronger) | 10.52% |
| Problem loans | 1.08% (stronger) | 1.67% |
| Net charge-offs | 0.03% (stronger) | 0.86% |
| Return on assets | 2.52% (stronger) | 1.59% |
| Loans ÷ deposits | 29.9% (stronger) | 57.4% |
| Uninsured deposits | 48.3% (stronger) | 64.1% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
The First National Bank of Stanton has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Stanton leads on 7 and West Texas National Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.