Side-by-side · Q2 2026 data
The First National Bank of Sterling City vs The City National Bank of Taylor
Metric by metric
| Measure | The First National Bank of Sterling City | The City National Bank of Taylor |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 66 | 79 (stronger) |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 87 (stronger) | 71 |
| Funding & liquidity | 65 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 82nd | 82nd |
| Total assets | $240.1M | $250.3M |
| Deposits / shares | $218.4M | $220.8M |
| Capital ratio | 11.62% | 12.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.38% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.67% (stronger) | 1.26% |
| Loans ÷ deposits | 20.6% (stronger) | 67.3% |
| Uninsured deposits | 46.5% | 25.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Sterling City leads on 4 and The City National Bank of Taylor on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.