Side-by-side · Q2 2026 data
The First National Bank of Tom Bean vs Graham Savings and Loan, SSB
Metric by metric
| Measure | The First National Bank of Tom Bean | Graham Savings and Loan, SSB |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 71 (stronger) | 67 |
| Loan quality | 59 | 71 (stronger) |
| Earnings | 62 | 70 (stronger) |
| Funding & liquidity | 65 | 76 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 34th | 50th |
| Total assets | $155.6M | $155.1M |
| Deposits / shares | $135.7M | $132.5M |
| Capital ratio | 12.15% (stronger) | 11.73% |
| Problem loans | 1.23% | 0.86% (stronger) |
| Net charge-offs | 0.38% | 0.01% (stronger) |
| Return on assets | 1.05% | 1.24% (stronger) |
| Loans ÷ deposits | 93.2% | 84.0% (stronger) |
| Uninsured deposits | 17.2% | 6.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Graham Savings and Loan, SSB has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Tom Bean leads on 1 and Graham Savings and Loan, SSB on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.