Side-by-side · Q2 2026 data
The First National Bank of Tom Bean vs The Peoples Bank
Metric by metric
| Measure | The First National Bank of Tom Bean | The Peoples Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 71 | 86 (stronger) |
| Loan quality | 59 (stronger) | 26 |
| Earnings | 62 | 88 (stronger) |
| Funding & liquidity | 65 (stronger) | 51 |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 34th | 29th |
| Total assets | $155.6M | $195.9M |
| Deposits / shares | $135.7M | $136.8M |
| Capital ratio | 12.15% | 13.59% (stronger) |
| Problem loans | 1.23% (stronger) | 2.23% |
| Net charge-offs | 0.38% | 0.28% (stronger) |
| Return on assets | 1.05% | 1.69% (stronger) |
| Loans ÷ deposits | 93.2% (stronger) | 109.2% |
| Uninsured deposits | 17.2% | 6.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Tom Bean has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Tom Bean leads on 3 and The Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.