TellerScore

Side-by-side · Q2 2026 data

The First National Bank of Trinity vs First National Bank

Bank

The First National Bank of Trinity

Trinity, Texas · Under $100 million in assets

73of 100
Strong

Bank

First National Bank

Rotan, Texas · Under $100 million in assets

42of 100
Below average

Metric by metric

MeasureThe First National Bank of TrinityFirst National Bank
TellerScore73 (stronger)42
Capital cushion4247 (stronger)
Loan quality100 (stronger)0
Earnings53 (stronger)49
Funding & liquidity100 (stronger)81
Problem-loan coverage94 (stronger)63
Peer percentile48th5th
Total assets$92.8M$96.5M
Deposits / shares$86.0M$90.4M
Capital ratio9.16%9.71% (stronger)
Problem loans0.00% (stronger)3.09%
Net charge-offs0.21%-0.31% (stronger)
Return on assets0.83% (stronger)0.71%
Loans ÷ deposits52.4%43.8% (stronger)
Uninsured deposits11.9% (stronger)32.2%
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The First National Bank of Trinity has the higher TellerScore (73 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Trinity leads on 4 and First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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