Side-by-side · Q2 2026 data
The First National Bank of Wakefield vs Homestead Savings Bank
Metric by metric
| Measure | The First National Bank of Wakefield | Homestead Savings Bank |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 51 (stronger) | 44 |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 46 | 50 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 33rd | 33rd |
| Total assets | $52.6M | $71.6M |
| Deposits / shares | $47.7M | $64.6M |
| Capital ratio | 10.15% (stronger) | 9.42% |
| Problem loans | 0.71% | 0.24% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 0.65% | 0.75% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 77.1% |
| Uninsured deposits | 8.2% (stronger) | 12.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Wakefield leads on 3 and Homestead Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.