Side-by-side · Q2 2026 data
The First National Bank of Wakefield vs Huron State Bank
Metric by metric
| Measure | The First National Bank of Wakefield | Huron State Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 51 | 74 (stronger) |
| Loan quality | 76 (stronger) | 32 |
| Earnings | 46 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 92 (stronger) | 79 |
| Peer percentile | 33rd | 22nd |
| Total assets | $52.6M | $95.1M |
| Deposits / shares | $47.7M | $82.4M |
| Capital ratio | 10.15% | 12.44% (stronger) |
| Problem loans | 0.71% (stronger) | 2.05% |
| Net charge-offs | 0.05% | -0.05% (stronger) |
| Return on assets | 0.65% | 1.00% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 74.8% |
| Uninsured deposits | 8.2% (stronger) | 12.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Wakefield has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Wakefield leads on 4 and Huron State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.