Side-by-side · Q2 2026 data
The First National Bank of Wakefield vs IncredibleBank
Metric by metric
| Measure | The First National Bank of Wakefield | IncredibleBank |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 51 (stronger) | 33 |
| Loan quality | 76 (stronger) | 70 |
| Earnings | 46 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 58 |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 33rd | 16th |
| Total assets | $52.6M | $2.1B |
| Deposits / shares | $47.7M | $1.8B |
| Capital ratio | 10.15% (stronger) | 8.30% |
| Problem loans | 0.71% (stronger) | 0.89% |
| Net charge-offs | 0.05% (stronger) | 0.11% |
| Return on assets | 0.65% | 1.06% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 89.0% |
| Uninsured deposits | 8.2% (stronger) | 27.3% |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
The First National Bank of Wakefield has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Wakefield leads on 6 and IncredibleBank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.