Side-by-side · Q2 2026 data
The First National Bank of Wakefield vs The Port Austin State Bank
Metric by metric
| Measure | The First National Bank of Wakefield | The Port Austin State Bank |
|---|---|---|
| TellerScore | 68 | 95 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 46 | 93 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 33rd | 97th |
| Total assets | $52.6M | $67.8M |
| Deposits / shares | $47.7M | $54.6M |
| Capital ratio | 10.15% | 18.44% (stronger) |
| Problem loans | 0.71% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.65% | 1.83% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 83.6% |
| Uninsured deposits | 8.2% | 7.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Port Austin State Bank has the higher TellerScore (95 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Wakefield leads on 1 and The Port Austin State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.