Side-by-side · Q2 2026 data
The First National Bank of Waverly vs The Peoples Savings Bank
Metric by metric
| Measure | The First National Bank of Waverly | The Peoples Savings Bank |
|---|---|---|
| TellerScore | 41 | 57 (stronger) |
| Capital cushion | 42 (stronger) | 40 |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 50 (stronger) | 49 |
| Funding & liquidity | 83 (stronger) | 63 |
| Problem-loan coverage | 64 | 84 (stronger) |
| Peer percentile | 3rd | 14th |
| Total assets | $196.2M | $189.3M |
| Deposits / shares | $172.6M | $172.5M |
| Capital ratio | 9.22% (stronger) | 8.96% |
| Problem loans | 3.61% | 0.87% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 0.74% (stronger) | 0.72% |
| Loans ÷ deposits | 54.3% (stronger) | 90.5% |
| Uninsured deposits | 30.6% | 21.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Savings Bank has the higher TellerScore (57 vs 41). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Waverly leads on 4 and The Peoples Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.