Side-by-side · Q2 2026 data
The First National Bank of Waynesboro vs First Bank of Coastal Georgia
Metric by metric
| Measure | The First National Bank of Waynesboro | First Bank of Coastal Georgia |
|---|---|---|
| TellerScore | 94 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 69 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 98th | 17th |
| Total assets | $229.1M | $215.7M |
| Deposits / shares | $182.7M | $189.7M |
| Capital ratio | 19.14% (stronger) | 9.07% |
| Problem loans | 0.20% (stronger) | 0.35% |
| Net charge-offs | 0.05% (stronger) | 0.06% |
| Return on assets | 2.33% (stronger) | 0.23% |
| Loans ÷ deposits | 82.7% | 37.3% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 47.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Waynesboro has the higher TellerScore (94 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Waynesboro leads on 6 and First Bank of Coastal Georgia on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.