Side-by-side · Q2 2026 data
The First National Bank of Waynesboro vs Mount Vernon Bank
Metric by metric
| Measure | The First National Bank of Waynesboro | Mount Vernon Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 93 (stronger) | 79 |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 69 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 98th | 47th |
| Total assets | $229.1M | $217.6M |
| Deposits / shares | $182.7M | $199.7M |
| Capital ratio | 19.14% (stronger) | 10.26% |
| Problem loans | 0.20% (stronger) | 0.64% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 2.33% (stronger) | 1.27% |
| Loans ÷ deposits | 82.7% | 71.0% (stronger) |
| Uninsured deposits | 22.6% | 21.5% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Waynesboro has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Waynesboro leads on 4 and Mount Vernon Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.