Side-by-side · Q2 2026 data
The First National Bank of Williamson vs First State Bank
Bank
The First National Bank of Williamson
Williamson, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Williamson | First State Bank |
|---|---|---|
| TellerScore | 52 | 70 (stronger) |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 7 | 71 (stronger) |
| Earnings | 5 | 64 (stronger) |
| Funding & liquidity | 72 | 89 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 8th | 58th |
| Total assets | $120.3M | $1.2B |
| Deposits / shares | $95.9M | $1.1B |
| Capital ratio | 20.13% (stronger) | 10.47% |
| Problem loans | 2.78% | 0.86% (stronger) |
| Net charge-offs | 0.19% | 0.03% (stronger) |
| Return on assets | -0.38% | 1.10% (stronger) |
| Loans ÷ deposits | 84.1% | 51.5% (stronger) |
| Uninsured deposits | 19.1% (stronger) | 25.0% |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (70 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Williamson leads on 2 and First State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.