Side-by-side · Q2 2026 data
The First National Bank of Williamson vs The Harrison County Bank
Bank
The First National Bank of Williamson
Williamson, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Williamson | The Harrison County Bank |
|---|---|---|
| TellerScore | 52 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 7 | 86 (stronger) |
| Earnings | 5 | 51 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 8th | 50th |
| Total assets | $120.3M | $164.9M |
| Deposits / shares | $95.9M | $150.4M |
| Capital ratio | 20.13% (stronger) | 10.21% |
| Problem loans | 2.78% | 0.42% (stronger) |
| Net charge-offs | 0.19% | 0.02% (stronger) |
| Return on assets | -0.38% | 0.77% (stronger) |
| Loans ÷ deposits | 84.1% | 54.0% (stronger) |
| Uninsured deposits | 19.1% | 14.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Harrison County Bank has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Williamson leads on 1 and The Harrison County Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.