Side-by-side · Q2 2026 data
The First National Bank of Winnsboro vs The American National Bank of Mount Pleasant
Bank
The American National Bank of Mount Pleasant
Mount Pleasant, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Winnsboro | The American National Bank of Mount Pleasant |
|---|---|---|
| TellerScore | 86 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 97 (stronger) | 81 |
| Funding & liquidity | 78 | 90 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 90th | 92nd |
| Total assets | $158.2M | $144.6M |
| Deposits / shares | $121.4M | $130.3M |
| Capital ratio | 22.72% (stronger) | 12.82% |
| Problem loans | 1.10% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.04% (stronger) |
| Return on assets | 1.92% (stronger) | 1.53% |
| Loans ÷ deposits | 82.6% | 70.2% (stronger) |
| Uninsured deposits | 14.7% | 13.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | — |
The American National Bank of Mount Pleasant has the higher TellerScore (88 vs 86). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Winnsboro leads on 2 and The American National Bank of Mount Pleasant on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.