Side-by-side · Q2 2026 data
The First Security Bank vs American Bank and Trust Company
Metric by metric
| Measure | The First Security Bank | American Bank and Trust Company |
|---|---|---|
| TellerScore | 35 | 60 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 22 (stronger) | 0 |
| Earnings | 64 | 77 (stronger) |
| Funding & liquidity | 8 | 64 (stronger) |
| Problem-loan coverage | 56 (stronger) | 50 |
| Peer percentile | 1st | 19th |
| Total assets | $335.0M | $324.4M |
| Deposits / shares | $277.4M | $268.9M |
| Capital ratio | 8.29% | 15.32% (stronger) |
| Problem loans | 2.34% (stronger) | 6.26% |
| Net charge-offs | 0.09% (stronger) | 0.30% |
| Return on assets | 1.11% | 1.42% (stronger) |
| Loans ÷ deposits | 103.8% | 71.6% (stronger) |
| Uninsured deposits | 58.8% | 37.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank and Trust Company has the higher TellerScore (60 vs 35). On the 7 directional measures above (where higher or lower is clearly better), The First Security Bank leads on 2 and American Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.