Side-by-side · Q2 2026 data
The First Security Bank vs Cowboy Bank
Metric by metric
| Measure | The First Security Bank | Cowboy Bank |
|---|---|---|
| TellerScore | 35 | 84 (stronger) |
| Capital cushion | 33 | 77 (stronger) |
| Loan quality | 22 | 84 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 8 | 70 (stronger) |
| Problem-loan coverage | 56 | 95 (stronger) |
| Peer percentile | 1st | 86th |
| Total assets | $335.0M | $350.3M |
| Deposits / shares | $277.4M | $297.7M |
| Capital ratio | 8.29% | 12.72% (stronger) |
| Problem loans | 2.34% | 0.49% (stronger) |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.11% | 2.62% (stronger) |
| Loans ÷ deposits | 103.8% | 85.3% (stronger) |
| Uninsured deposits | 58.8% | 19.5% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Cowboy Bank has the higher TellerScore (84 vs 35). On the 7 directional measures above (where higher or lower is clearly better), The First Security Bank leads on 0 and Cowboy Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.