Side-by-side · Q2 2026 data
The First State Bank vs The First State Bank of Ransom
Metric by metric
| Measure | The First State Bank | The First State Bank of Ransom |
|---|---|---|
| TellerScore | 92 (stronger) | 91 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 92nd | 90th |
| Total assets | $84.3M | $48.9M |
| Deposits / shares | $74.1M | $39.9M |
| Capital ratio | 15.27% | 20.06% (stronger) |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 1.26% (stronger) | 1.19% |
| Loans ÷ deposits | 49.5% (stronger) | 55.9% |
| Uninsured deposits | 31.5% | 15.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank has the higher TellerScore (92 vs 91). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 5 and The First State Bank of Ransom on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.