Side-by-side · Q2 2026 data
The First State Bank vs Equity Bank
Metric by metric
| Measure | The First State Bank | Equity Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 65 |
| Capital cushion | 81 (stronger) | 56 |
| Loan quality | 97 (stronger) | 61 |
| Earnings | 94 (stronger) | 75 |
| Funding & liquidity | 83 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 95th | 36th |
| Total assets | $493.2M | $7.7B |
| Deposits / shares | $406.6M | $6.3B |
| Capital ratio | 13.05% (stronger) | 10.64% |
| Problem loans | 0.10% (stronger) | 1.18% |
| Net charge-offs | 0.14% | 0.12% (stronger) |
| Return on assets | 1.85% (stronger) | 1.37% |
| Loans ÷ deposits | 68.5% (stronger) | 84.4% |
| Uninsured deposits | 23.1% (stronger) | 27.1% |
| Offices | 5 | 81 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.4% |
The First State Bank has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 6 and Equity Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hoxie, KS
- Norton, KS