Side-by-side · Q2 2026 data
The First State Bank vs First State Bank
Metric by metric
| Measure | The First State Bank | First State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 81 (stronger) | 68 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 60 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 95th | 86th |
| Total assets | $493.2M | $232.5M |
| Deposits / shares | $406.6M | $195.7M |
| Capital ratio | 13.05% (stronger) | 11.76% |
| Problem loans | 0.10% | 0.01% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.85% | 2.57% (stronger) |
| Loans ÷ deposits | 68.5% (stronger) | 89.2% |
| Uninsured deposits | 23.1% (stronger) | 25.0% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.