Side-by-side · Q2 2026 data
The First State Bank vs Mid-America Bank
Metric by metric
| Measure | The First State Bank | Mid-America Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 81 (stronger) | 52 |
| Loan quality | 97 (stronger) | 96 |
| Earnings | 94 (stronger) | 89 |
| Funding & liquidity | 83 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 95th | 64th |
| Total assets | $493.2M | $573.3M |
| Deposits / shares | $406.6M | $456.4M |
| Capital ratio | 13.05% (stronger) | 10.18% |
| Problem loans | 0.10% (stronger) | 0.13% |
| Net charge-offs | 0.14% | 0.02% (stronger) |
| Return on assets | 1.85% (stronger) | 1.72% |
| Loans ÷ deposits | 68.5% (stronger) | 99.4% |
| Uninsured deposits | 23.1% | 13.6% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 5 and Mid-America Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Norton, KS