Side-by-side · Q2 2026 data
The First State Bank of Rosemount vs First Farmers & Merchants National Bank
Metric by metric
| Measure | The First State Bank of Rosemount | First Farmers & Merchants National Bank |
|---|---|---|
| TellerScore | 27 | 68 (stronger) |
| Capital cushion | 13 | 56 (stronger) |
| Loan quality | 4 | 98 (stronger) |
| Earnings | 33 | 61 (stronger) |
| Funding & liquidity | 87 (stronger) | 30 |
| Problem-loan coverage | 27 | 99 (stronger) |
| Peer percentile | 0th | 37th |
| Total assets | $146.1M | $140.4M |
| Deposits / shares | $138.4M | $115.4M |
| Capital ratio | 6.28% | 10.59% (stronger) |
| Problem loans | 2.88% | 0.06% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.20% |
| Return on assets | 0.33% | 1.02% (stronger) |
| Loans ÷ deposits | 73.4% (stronger) | 99.8% |
| Uninsured deposits | 9.8% (stronger) | 42.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
First Farmers & Merchants National Bank has the higher TellerScore (68 vs 27). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Rosemount leads on 3 and First Farmers & Merchants National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.