Side-by-side · Q2 2026 data
The First State Bank of Rosemount vs Think Mutual Bank
Metric by metric
| Measure | The First State Bank of Rosemount | Think Mutual Bank |
|---|---|---|
| TellerScore | 27 | 86 (stronger) |
| Capital cushion | 13 | 100 (stronger) |
| Loan quality | 4 | 92 (stronger) |
| Earnings | 33 | 45 (stronger) |
| Funding & liquidity | 87 | 95 (stronger) |
| Problem-loan coverage | 27 | 98 (stronger) |
| Peer percentile | 0th | 97th |
| Total assets | $146.1M | $2.2B |
| Deposits / shares | $138.4M | $1.9B |
| Capital ratio | 6.28% | 16.25% (stronger) |
| Problem loans | 2.88% | 0.25% (stronger) |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 0.33% | 0.63% (stronger) |
| Loans ÷ deposits | 73.4% | 64.8% (stronger) |
| Uninsured deposits | 9.8% | 5.8% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 27). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Rosemount leads on 0 and Think Mutual Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.