Side-by-side · Q2 2026 data
The First State Bank of Shelby vs Eagle Bank
Metric by metric
| Measure | The First State Bank of Shelby | Eagle Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 92 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 100 | 100 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 86 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 97th |
| Total assets | $175.6M | $179.5M |
| Deposits / shares | $148.5M | $157.7M |
| Capital ratio | 19.38% (stronger) | 13.03% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.56% (stronger) | 0.00% |
| Return on assets | 1.28% | 2.29% (stronger) |
| Loans ÷ deposits | 16.5% (stronger) | 60.7% |
| Uninsured deposits | 24.9% (stronger) | 27.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Shelby has the higher TellerScore (93 vs 92). On the 6 directional measures above (where higher or lower is clearly better), The First State Bank of Shelby leads on 5 and Eagle Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.