Side-by-side · Q2 2026 data
The First Trust and Savings Bank of Watseka, Illinois vs Buena Vista National Bank
Bank
The First Trust and Savings Bank of Watseka, Illinois
Watseka, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The First Trust and Savings Bank of Watseka, Illinois | Buena Vista National Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 92 (stronger) | 74 |
| Funding & liquidity | 86 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 99th | 68th |
| Total assets | $337.1M | $344.0M |
| Deposits / shares | $285.9M | $294.2M |
| Capital ratio | 16.10% (stronger) | 11.12% |
| Problem loans | 0.03% (stronger) | 0.36% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.35% |
| Loans ÷ deposits | 53.2% (stronger) | 77.9% |
| Uninsured deposits | 27.4% | 17.6% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
The First Trust and Savings Bank of Watseka, Illinois has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First Trust and Savings Bank of Watseka, Illinois leads on 5 and Buena Vista National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.