Side-by-side · Q2 2026 data
The Fountain Trust Company vs The New Washington State Bank
Metric by metric
| Measure | The Fountain Trust Company | The New Washington State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 50 (stronger) | 43 |
| Loan quality | 79 (stronger) | 72 |
| Earnings | 62 (stronger) | 57 |
| Funding & liquidity | 85 (stronger) | 61 |
| Problem-loan coverage | 94 (stronger) | 82 |
| Peer percentile | 40th | 19th |
| Total assets | $844.6M | $798.1M |
| Deposits / shares | $744.1M | $721.6M |
| Capital ratio | 9.99% (stronger) | 9.33% |
| Problem loans | 0.63% (stronger) | 0.83% |
| Net charge-offs | 0.09% | 0.08% (stronger) |
| Return on assets | 1.04% (stronger) | 0.93% |
| Loans ÷ deposits | 69.0% (stronger) | 73.0% |
| Uninsured deposits | 20.7% (stronger) | 38.9% |
| Offices | 20 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 4.8% |
The Fountain Trust Company has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Fountain Trust Company leads on 6 and The New Washington State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.