Side-by-side · Q2 2026 data
The Four County Bank vs Rochelle State Bank
Metric by metric
| Measure | The Four County Bank | Rochelle State Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 29 |
| Capital cushion | 88 (stronger) | 30 |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 98 (stronger) | 27 |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 94 (stronger) | 40 |
| Peer percentile | 84th | 1st |
| Total assets | $87.1M | $85.6M |
| Deposits / shares | $75.4M | $76.0M |
| Capital ratio | 13.83% (stronger) | 8.02% |
| Problem loans | 0.68% (stronger) | 3.40% |
| Net charge-offs | 0.46% | 0.07% (stronger) |
| Return on assets | 1.94% (stronger) | 0.17% |
| Loans ÷ deposits | 77.5% (stronger) | 85.9% |
| Uninsured deposits | 9.7% (stronger) | 19.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Four County Bank has the higher TellerScore (87 vs 29). On the 7 directional measures above (where higher or lower is clearly better), The Four County Bank leads on 6 and Rochelle State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.