Side-by-side · Q2 2026 data
The Friendship State Bank vs Community State Bank
Metric by metric
| Measure | The Friendship State Bank | Community State Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 38 | 45 (stronger) |
| Loan quality | 88 (stronger) | 84 |
| Earnings | 57 | 60 (stronger) |
| Funding & liquidity | 79 (stronger) | 49 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 31st | 24th |
| Total assets | $543.8M | $553.6M |
| Deposits / shares | $478.7M | $502.3M |
| Capital ratio | 8.79% | 9.51% (stronger) |
| Problem loans | 0.37% (stronger) | 0.48% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.92% | 1.00% (stronger) |
| Loans ÷ deposits | 69.2% (stronger) | 78.5% |
| Uninsured deposits | 26.1% (stronger) | 44.5% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.4% | — |
The Friendship State Bank has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Friendship State Bank leads on 4 and Community State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.