Side-by-side · Q2 2026 data
The Friendship State Bank vs Freedom Bank
Metric by metric
| Measure | The Friendship State Bank | Freedom Bank |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 38 | 76 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 42 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 31st | 82nd |
| Total assets | $543.8M | $585.7M |
| Deposits / shares | $478.7M | $505.7M |
| Capital ratio | 8.79% | 12.62% (stronger) |
| Problem loans | 0.37% | 0.23% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.92% | 2.26% (stronger) |
| Loans ÷ deposits | 69.2% (stronger) | 97.9% |
| Uninsured deposits | 26.1% (stronger) | 33.4% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.4% | — |
Freedom Bank has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Friendship State Bank leads on 2 and Freedom Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.