Side-by-side · Q2 2026 data
The Friendship State Bank vs The Peoples State Bank
Metric by metric
| Measure | The Friendship State Bank | The Peoples State Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 38 | 55 (stronger) |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 57 | 79 (stronger) |
| Funding & liquidity | 79 | 82 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 31st | 72nd |
| Total assets | $543.8M | $506.6M |
| Deposits / shares | $478.7M | $444.3M |
| Capital ratio | 8.79% | 10.47% (stronger) |
| Problem loans | 0.37% | 0.19% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.92% | 1.48% (stronger) |
| Loans ÷ deposits | 69.2% | 61.8% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 29.5% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.4% | 5.7% |
The Peoples State Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Friendship State Bank leads on 1 and The Peoples State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.