Side-by-side · Q2 2026 data
The Geo. D. Warthen Bank vs Apex Banking Company of Georgia
Metric by metric
| Measure | The Geo. D. Warthen Bank | Apex Banking Company of Georgia |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 80 (stronger) | 47 |
| Loan quality | 58 | 99 (stronger) |
| Earnings | 64 (stronger) | 42 |
| Funding & liquidity | 83 | 86 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 53rd | 40th |
| Total assets | $190.3M | $72.6M |
| Deposits / shares | $162.9M | $66.5M |
| Capital ratio | 13.01% (stronger) | 9.70% |
| Problem loans | 1.27% | 0.03% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 0.55% |
| Loans ÷ deposits | 64.9% (stronger) | 67.3% |
| Uninsured deposits | 25.7% | 21.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Geo. D. Warthen Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Geo. D. Warthen Bank leads on 4 and Apex Banking Company of Georgia on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.