Side-by-side · Q2 2026 data
The Geo. D. Warthen Bank vs Bank of Hancock County
Metric by metric
| Measure | The Geo. D. Warthen Bank | Bank of Hancock County |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 58 | 73 (stronger) |
| Earnings | 64 (stronger) | 38 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 53rd | 68th |
| Total assets | $190.3M | $85.2M |
| Deposits / shares | $162.9M | $71.4M |
| Capital ratio | 13.01% | 20.15% (stronger) |
| Problem loans | 1.27% | 0.82% (stronger) |
| Net charge-offs | 0.23% | 0.14% (stronger) |
| Return on assets | 1.10% (stronger) | 0.46% |
| Loans ÷ deposits | 64.9% | 23.5% (stronger) |
| Uninsured deposits | 25.7% | 7.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hancock County has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Geo. D. Warthen Bank leads on 1 and Bank of Hancock County on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.