Side-by-side · Q2 2026 data
The Geo. D. Warthen Bank vs BankSouth
Metric by metric
| Measure | The Geo. D. Warthen Bank | BankSouth |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 80 (stronger) | 52 |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 64 | 83 (stronger) |
| Funding & liquidity | 83 (stronger) | 42 |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 53rd | 49th |
| Total assets | $190.3M | $1.6B |
| Deposits / shares | $162.9M | $1.4B |
| Capital ratio | 13.01% (stronger) | 10.17% |
| Problem loans | 1.27% | 0.55% (stronger) |
| Net charge-offs | 0.23% | -0.01% (stronger) |
| Return on assets | 1.10% | 1.57% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 89.7% |
| Uninsured deposits | 25.7% (stronger) | 40.6% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
The Geo. D. Warthen Bank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Geo. D. Warthen Bank leads on 4 and BankSouth on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.