Side-by-side · Q2 2026 data
The Geo. D. Warthen Bank vs Peoples Bank
Metric by metric
| Measure | The Geo. D. Warthen Bank | Peoples Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 49 |
| Capital cushion | 80 (stronger) | 62 |
| Loan quality | 58 (stronger) | 0 |
| Earnings | 64 | 70 (stronger) |
| Funding & liquidity | 83 (stronger) | 77 |
| Problem-loan coverage | 88 (stronger) | 48 |
| Peer percentile | 53rd | 6th |
| Total assets | $190.3M | $192.4M |
| Deposits / shares | $162.9M | $170.3M |
| Capital ratio | 13.01% (stronger) | 11.18% |
| Problem loans | 1.27% (stronger) | 5.12% |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.10% | 1.24% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 66.4% |
| Uninsured deposits | 25.7% (stronger) | 29.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Geo. D. Warthen Bank has the higher TellerScore (73 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The Geo. D. Warthen Bank leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.