Side-by-side · Q2 2026 data
The Geo. D. Warthen Bank vs The Citizens Bank of Cochran
Metric by metric
| Measure | The Geo. D. Warthen Bank | The Citizens Bank of Cochran |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 80 | 98 (stronger) |
| Loan quality | 58 | 89 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 62 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 53rd | 95th |
| Total assets | $190.3M | $201.4M |
| Deposits / shares | $162.9M | $169.1M |
| Capital ratio | 13.01% | 14.76% (stronger) |
| Problem loans | 1.27% | 0.33% (stronger) |
| Net charge-offs | 0.23% | 0.17% (stronger) |
| Return on assets | 1.10% | 2.01% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 98.2% |
| Uninsured deposits | 25.7% | 15.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Cochran has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Geo. D. Warthen Bank leads on 1 and The Citizens Bank of Cochran on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.