Side-by-side · Q2 2026 data
The Golden 1 Credit Union vs Sacramento Credit Union
Metric by metric
| Measure | The Golden 1 Credit Union | Sacramento Credit Union |
|---|---|---|
| TellerScore | 62 | 96 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 73 | 97 (stronger) |
| Earnings | 41 | 88 (stronger) |
| Funding & liquidity | 78 | 95 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 42nd | 99th |
| Total assets | $22.2B | $858.3M |
| Deposits / shares | $19.9B | $722.4M |
| Capital ratio | 9.91% | 15.14% (stronger) |
| Problem loans | 0.80% | 0.09% (stronger) |
| Net charge-offs | 0.82% | 0.07% (stronger) |
| Return on assets | 0.52% | 1.69% (stronger) |
| Loans ÷ deposits | 82.5% | 65.5% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 12.0% |
| Offices | 59 | 8 |
| CFPB complaints (3 yrs) | 553 | — |
| Complaints per $1B deposits | 27.8 | — |
| Mortgage denial rate (HMDA) | — | 28.5% |
Sacramento Credit Union has the higher TellerScore (96 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Golden 1 Credit Union leads on 1 and Sacramento Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.