Side-by-side · Q2 2026 data
The Granger National Bank vs Lovelady State Bank
Metric by metric
| Measure | The Granger National Bank | Lovelady State Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 86 (stronger) | 78 |
| Loan quality | 96 (stronger) | 53 |
| Earnings | 0 | 67 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 48th | 48th |
| Total assets | $53.5M | $52.5M |
| Deposits / shares | $47.2M | $44.9M |
| Capital ratio | 13.58% (stronger) | 12.84% |
| Problem loans | 0.11% (stronger) | 1.42% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | -0.63% | 1.18% (stronger) |
| Loans ÷ deposits | 62.2% | 51.8% (stronger) |
| Uninsured deposits | 23.7% | 11.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Granger National Bank leads on 3 and Lovelady State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.