Side-by-side · Q2 2026 data
The Granger National Bank vs State National Bank
Metric by metric
| Measure | The Granger National Bank | State National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 86 (stronger) | 76 |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 0 | 53 (stronger) |
| Funding & liquidity | 89 (stronger) | 54 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 48th | 45th |
| Total assets | $53.5M | $55.1M |
| Deposits / shares | $47.2M | $47.7M |
| Capital ratio | 13.58% (stronger) | 12.60% |
| Problem loans | 0.11% (stronger) | 0.35% |
| Net charge-offs | -0.02% | -0.07% (stronger) |
| Return on assets | -0.63% | 0.83% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 90.3% |
| Uninsured deposits | 23.7% (stronger) | 29.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Granger National Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Granger National Bank leads on 5 and State National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.