Side-by-side · Q2 2026 data
The Granger National Bank vs The First National Bank of Moody
Metric by metric
| Measure | The Granger National Bank | The First National Bank of Moody |
|---|---|---|
| TellerScore | 73 | 92 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 0 | 59 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 48th | 92nd |
| Total assets | $53.5M | $54.2M |
| Deposits / shares | $47.2M | $42.4M |
| Capital ratio | 13.58% | 18.31% (stronger) |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | -0.02% | -0.06% (stronger) |
| Return on assets | -0.63% | 0.97% (stronger) |
| Loans ÷ deposits | 62.2% | 39.2% (stronger) |
| Uninsured deposits | 23.7% | 14.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Moody has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Granger National Bank leads on 0 and The First National Bank of Moody on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.