Side-by-side · Q2 2026 data
The Gunnison Bank and Trust Company vs Home Loan State Bank
Metric by metric
| Measure | The Gunnison Bank and Trust Company | Home Loan State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 68 |
| Capital cushion | 89 (stronger) | 29 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 58 | 84 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 37th |
| Total assets | $255.4M | $235.3M |
| Deposits / shares | $209.8M | $215.9M |
| Capital ratio | 13.86% (stronger) | 7.95% |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.05% (stronger) | 0.93% |
| Loans ÷ deposits | 86.5% | 40.9% (stronger) |
| Uninsured deposits | 28.9% (stronger) | 29.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Gunnison Bank and Trust Company has the higher TellerScore (90 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Gunnison Bank and Trust Company leads on 4 and Home Loan State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.