TellerScore

Side-by-side · Q2 2026 data

The Gunnison Bank and Trust Company vs The First National Bank in Trinidad

Bank

The Gunnison Bank and Trust Company

Gunnison, Colorado · $100 million – $1 billion

90of 100
Very strong

Bank

The First National Bank in Trinidad

Trinidad, Colorado · $100 million – $1 billion

64of 100
Moderate

Metric by metric

MeasureThe Gunnison Bank and Trust CompanyThe First National Bank in Trinidad
TellerScore90 (stronger)64
Capital cushion89 (stronger)59
Loan quality98 (stronger)68
Earnings100 (stronger)41
Funding & liquidity5883 (stronger)
Problem-loan coverage100 (stronger)85
Peer percentile95th26th
Total assets$255.4M$250.5M
Deposits / shares$209.8M$234.3M
Capital ratio13.86% (stronger)10.89%
Problem loans0.05% (stronger)0.95%
Net charge-offs0.00% (stronger)0.00%
Return on assets2.05% (stronger)0.52%
Loans ÷ deposits86.5%59.2% (stronger)
Uninsured deposits28.9% (stronger)30.2%
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Gunnison Bank and Trust Company has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Gunnison Bank and Trust Company leads on 6 and The First National Bank in Trinidad on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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