Side-by-side · Q2 2026 data
The Harbor Bank of Maryland vs Homewood Federal Savings Bank
Metric by metric
| Measure | The Harbor Bank of Maryland | Homewood Federal Savings Bank |
|---|---|---|
| TellerScore | 56 | 80 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 37 | 100 (stronger) |
| Earnings | 35 | 35 |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 13th | 66th |
| Total assets | $383.2M | $67.3M |
| Deposits / shares | $323.8M | $50.0M |
| Capital ratio | 12.36% | 26.12% (stronger) |
| Problem loans | 1.89% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.37% (stronger) | 0.36% |
| Loans ÷ deposits | 69.9% (stronger) | 111.2% |
| Uninsured deposits | 41.2% | 3.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Harbor Bank of Maryland leads on 3 and Homewood Federal Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.