Side-by-side · Q2 2026 data
The Harbor Bank of Maryland vs The Chesapeake Bank & Trust Co.
Metric by metric
| Measure | The Harbor Bank of Maryland | The Chesapeake Bank & Trust Co. |
|---|---|---|
| TellerScore | 56 | 75 (stronger) |
| Capital cushion | 74 (stronger) | 48 |
| Loan quality | 37 | 93 (stronger) |
| Earnings | 35 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 49 |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 13th | 61st |
| Total assets | $383.2M | $141.5M |
| Deposits / shares | $323.8M | $104.5M |
| Capital ratio | 12.36% (stronger) | 9.76% |
| Problem loans | 1.89% | 0.22% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.37% | 1.99% (stronger) |
| Loans ÷ deposits | 69.9% (stronger) | 102.2% |
| Uninsured deposits | 41.2% | 23.5% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Chesapeake Bank & Trust Co. has the higher TellerScore (75 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Harbor Bank of Maryland leads on 3 and The Chesapeake Bank & Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.