Side-by-side · Q2 2026 data
The Hardin County Bank vs INSOUTH Bank
Metric by metric
| Measure | The Hardin County Bank | INSOUTH Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 42 |
| Capital cushion | 58 (stronger) | 35 |
| Loan quality | 95 (stronger) | 24 |
| Earnings | 72 (stronger) | 54 |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 93 (stronger) | 57 |
| Peer percentile | 64th | 3rd |
| Total assets | $676.7M | $591.9M |
| Deposits / shares | $600.3M | $502.8M |
| Capital ratio | 10.84% (stronger) | 8.48% |
| Problem loans | 0.16% (stronger) | 2.29% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.29% (stronger) | 0.84% |
| Loans ÷ deposits | 85.6% (stronger) | 90.3% |
| Uninsured deposits | 16.3% (stronger) | 24.5% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Hardin County Bank has the higher TellerScore (76 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Hardin County Bank leads on 7 and INSOUTH Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.