Side-by-side · Q2 2026 data
The Harrison Building and Loan Association vs River Valley Credit Union
Metric by metric
| Measure | The Harrison Building and Loan Association | River Valley Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 63 (stronger) | 56 |
| Funding & liquidity | 80 (stronger) | 71 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 90th | 60th |
| Total assets | $268.0M | $502.3M |
| Deposits / shares | $201.4M | $435.0M |
| Capital ratio | 17.62% (stronger) | 12.01% |
| Problem loans | 0.39% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.06% (stronger) | 0.90% |
| Loans ÷ deposits | 80.2% (stronger) | 89.7% |
| Uninsured deposits | 9.6% | 0.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The Harrison Building and Loan Association has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Harrison Building and Loan Association leads on 6 and River Valley Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.