TellerScore

Side-by-side · Q2 2026 data

The Harrison Building and Loan Association vs Sorg Bay West Federal Credit Union

Bank

The Harrison Building and Loan Association

Harrison, Ohio · $100 million – $1 billion

86of 100
Very strong

Credit union

Sorg Bay West Federal Credit Union

Middletown, Ohio · Under $100 million in assets

17of 100
Low

Metric by metric

MeasureThe Harrison Building and Loan AssociationSorg Bay West Federal Credit Union
TellerScore86 (stronger)17
Capital cushion100 (stronger)0
Loan quality87 (stronger)0
Earnings63 (stronger)21
Funding & liquidity8084 (stronger)
Problem-loan coverage97 (stronger)0
Peer percentile90th0th
Total assets$268.0M$11.6M
Deposits / shares$201.4M$10.9M
Capital ratio17.62% (stronger)5.00%
Problem loans0.39% (stronger)6.08%
Net charge-offs0.00% (stronger)1.08%
Return on assets1.06% (stronger)0.02%
Loans ÷ deposits80.2%76.2% (stronger)
Uninsured deposits9.6%0.0% (stronger)
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)0.0%—

The Harrison Building and Loan Association has the higher TellerScore (86 vs 17). On the 7 directional measures above (where higher or lower is clearly better), The Harrison Building and Loan Association leads on 5 and Sorg Bay West Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions