Side-by-side · Q2 2026 data
The Harrison Building and Loan Association vs The Wilmington Savings Bank
Metric by metric
| Measure | The Harrison Building and Loan Association | The Wilmington Savings Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 87 (stronger) | 73 |
| Earnings | 63 (stronger) | 51 |
| Funding & liquidity | 80 (stronger) | 39 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 90th | 50th |
| Total assets | $268.0M | $267.3M |
| Deposits / shares | $201.4M | $228.1M |
| Capital ratio | 17.62% (stronger) | 14.61% |
| Problem loans | 0.39% (stronger) | 0.82% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.06% (stronger) | 0.78% |
| Loans ÷ deposits | 80.2% (stronger) | 90.9% |
| Uninsured deposits | 9.6% (stronger) | 42.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The Harrison Building and Loan Association has the higher TellerScore (86 vs 72). On the 6 directional measures above (where higher or lower is clearly better), The Harrison Building and Loan Association leads on 6 and The Wilmington Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.