Side-by-side · Q2 2026 data
The Harrison County Bank vs City of Clarksburg Federal Credit Union
Credit union
City of Clarksburg Federal Credit Union
Clarksburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Harrison County Bank | City of Clarksburg Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 52 | 92 (stronger) |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 51 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 50th | 72nd |
| Total assets | $164.9M | $8.2M |
| Deposits / shares | $150.4M | $7.0M |
| Capital ratio | 10.21% | 14.22% (stronger) |
| Problem loans | 0.42% | 0.02% (stronger) |
| Net charge-offs | 0.02% | -0.81% (stronger) |
| Return on assets | 0.77% (stronger) | 0.19% |
| Loans ÷ deposits | 54.0% | 29.3% (stronger) |
| Uninsured deposits | 14.2% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City of Clarksburg Federal Credit Union has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Harrison County Bank leads on 1 and City of Clarksburg Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.