Side-by-side · Q2 2026 data
The Harrison County Bank vs Freedom Bank, Inc.
Metric by metric
| Measure | The Harrison County Bank | Freedom Bank, Inc. |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 52 | 64 (stronger) |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 51 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 50th | 72nd |
| Total assets | $164.9M | $429.7M |
| Deposits / shares | $150.4M | $380.4M |
| Capital ratio | 10.21% | 11.40% (stronger) |
| Problem loans | 0.42% | 0.36% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 0.77% | 1.48% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 81.5% |
| Uninsured deposits | 14.2% | 13.2% (stronger) |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank, Inc. has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Harrison County Bank leads on 1 and Freedom Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bridgeport, WV
- Nutter Fort, WV