Side-by-side · Q2 2026 data
The Havana National Bank vs First State Bank of Forrest
Metric by metric
| Measure | The Havana National Bank | First State Bank of Forrest |
|---|---|---|
| TellerScore | 55 (stronger) | 49 |
| Capital cushion | 72 (stronger) | 41 |
| Loan quality | 10 | 39 (stronger) |
| Earnings | 85 (stronger) | 52 |
| Funding & liquidity | 48 | 63 (stronger) |
| Problem-loan coverage | 69 (stronger) | 68 |
| Peer percentile | 11th | 6th |
| Total assets | $332.8M | $328.3M |
| Deposits / shares | $234.2M | $280.3M |
| Capital ratio | 12.17% (stronger) | 9.06% |
| Problem loans | 2.69% | 1.83% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.45% |
| Return on assets | 1.63% (stronger) | 0.81% |
| Loans ÷ deposits | 98.1% | 97.6% (stronger) |
| Uninsured deposits | 28.0% | 12.2% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | 6.1% |
The Havana National Bank has the higher TellerScore (55 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The Havana National Bank leads on 4 and First State Bank of Forrest on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.